Protective's Hybrid BOLI product features general creditor protection by holding assets in the separate account, while utilizing the same features as the general account Flexible Premium Universal Life Insurance contract. Clients are able to look through the separate account asset ratings to calculate risk-based capital, providing an advantage over the traditional universal life product. Some additional features of our Hybrid BOLI product include:

• Single premium or flexible premiums.
• Guaranteed issue, simplified issue, or fully underwritten.

Hybrid BOLI advantages:

• Several risk-based capital alternatives.
• Tax-deferred growth of cash value.
• Nontaxable status of death benefits.

For more detailed information on this product and to request the necessary forms, call 888-353-COLI (2654) or get further information about this product by logging in below. If you forgot your password or would like to request one, please call us.

Hybrid UL is a flexible premium, non-participating universal life insurance policy issued on policy form BH-1 7-20 and appropriate state variations by PLICO in all states except New York. Policy form numbers, product features and availability may vary by state. Consult the policy for benefits, riders, limitations and exclusions. Up to a two-year contestable and suicide period. Benefits are adjusted for misstatements of age or sex.